Senior Director, Fraud Analytics

Job Description: General Function / Summary: The Senior Director, Fraud Analytics is responsible for leading the strategy, execution, and oversight of fraud prevention and detection activities. This role will manage end-to-end fraud risk while balancing growth, risk tolerance, and operational efficiency. Essential Duties: Develop and implement fraud risk strategies for subprime lending products. Lead fraud risk assessments for new products, partners, or geographies. Use data analytics, machine learning, and predictive modeling to identify fraud patterns and emerging threats. Manage vendor relationships and third-party data sources for fraud mitigation. Ensure fraud strategies comply with regulatory standards (e.g., FCRA, CFPB, GLBA). Prepare internal reports and external regulatory filings as needed. Manage the fraud operations team responsible for reviewing documents, investigating potential fraud, assessing id theft claims, and similar duties. Execute people leader duties, such as performance management and ensuring timely completion of required training, to ensure compliance and associate career growth objectives are met. Minimum Education and Experience Required: Bachelor’s degree in Business, Risk Management, Analytics, or a related field, Masters degree preferred 13+ years of experience in fraud risk management, ideally within subprime lending or consumer finance Proven leadership experience managing high-performing teams, specifically fraud operations Experience with fraud tools, analytics platforms, and third-party data providers Experience with orchestration products, especially SAS, is a plus Excellent presentation skills, able to transform complex data/technical cases to business languages for senior executives Strong quantitative, investigative and strategic thinking skills Experience with payments fraud, especially debit, is a plus Excellent communication and stakeholder management skills Ability to work cross-functionally in a fast-paced, regulated environment Proficient with Microsoft Office programs Ability and willingness to consistently live and embrace our core values of accountable, inclusive, transparent, and focused Originally posted on Himalayas